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Think this may just kill what little activity those things still have. It would just be simpler to farm commerce. Unless prices and rewards for those activities were significantly higher and in that case you would probably kill commerce.
You could have more buy orders than gold in the brokerage account to cover the orders, but if an individual buy order can't be filled by the brokerage is insolvent, then the order is either cancelled or quantity reduced.
The scam works by putting up a buy order for a relatively rare but worthless item. (Old event fluff would work well in mabi) for a large sum of gold. You then open a market stall selling that same worthless item for a fraction of the price.
Player comes by sees the item and looks it up in the auction house to find there is someone wanting to buy it for significantly more than the shop is selling. Thinking they can make quick money they buy the item and go to sell it. But uh oh there wasn't enough money to actually buy the item in the buyers account. The sale fails and now you're several mil poorer and stuck with a useless item.
