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There is some work being done to change gold handling (point 175 of this list), although the exact details are still quite vague. The proposal is that gold will be changed to work similarly to ducats - but the interesting part is that the maximum limit you can carry on your person will scale based on your total level. Assuming this limit is separate to the bank gold limit that we currently have, it could potentially mean greatly reduced reliance on bank gold storage over time. There is not enough concrete information to say for sure though.
